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Think Enriched

If you've always wanted a business and life, you love, Think Enriched will guide your path. Any ambitious woman can create her own financial security. Amy Robles coaches smart, ambitious women take steps to create enriching enterprises. Amy walks you through the 4 step RICH Framework. This helps your business become purposeful and profitable fast. This is the show for women's personal development, business strategies, and success. Create a business a life that allows you time for your family, faith, and your top priorities. Subscribe to Think Enriched today.
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Now displaying: June, 2015
Jun 26, 2015

Use #IThinkEnriched to let us know how you are doing with the challenges.

Episode 20 was our first Board Meeting.  We discussed  a variety of items and are given a challenge from each of the members of the Board.

The challenges are:

Brian Lindner, of Make Some Wonderful, challenges us to "Don't Panic when you are talking with your spouse about stressful money situations."

  • Slow down.
  • Plan 3 topics to address per money situation.
  • Listen.  Try the tongue technique to make sure you're not talking too much.
  • Establish goals together.
  • Hold each other accountable.

Gina Young, of Money Savvy Living, has given us the "Clean Out the Pantry Challenge."

  • Take inventory of your kitchen, pantry, and food items.
  • Plan meals based on the food items.
  • Shop the essentials.  Just go around the outside of the grocery store when you are out of the grocery store.

Travis Scott, of Stuff Parents Like, challenged us in the next 20 episodes to "Start a Side Business."

  • Find one thing you are doing daily that you could sell to others.
  • Offer your service and business to your friends and family.
  • Start building your dream today.

Use #IThinkEnriched to share your images, tweets or stories of how you are accepting the challenge.

I am cheering you on!

Jun 24, 2015

The First Board Meeting.  

Meet the board:  Travis Scott, Gina Young, and Brian Lindner, sharing their thoughts and insights on money management strategies.

Today's board covers:

  • How to start that first difficult conversation with your sweetheart about the finances.
    • Remember you're on the same team.
    • Common goals build the conversation.
    • Talk about money styles before you think you need to.
  • How to get out of debt quickly.
    • Plan on what's costing the most.  (Check interest rates.)
    • Slow down and figure out the best solution for you.
    • See the big picture.  Write it down. Create the plan of action.
    • Find the pain point to make it work.
  • How to earn more money quickly.
    • Ask for a raise.  I Will Teach You to Be Rich
    • Change your habits right now. Buy generic brands. Spend less.
    • Get organized on your finances today.  It will feel like earning more.
  • Your credit cards are changing in October.  Are you ready?
  • The challenge from the Board.  Use #IThinkEnriched to join in the challenge and share your results.
Jun 19, 2015

Where you spend your money shows what you value.

  • Jody Maberry shared his insight on experience and value in the last episode
  • Credit Card Statistics, June 2015, from NerdWallet
  • Four ways you can evaluate what you value
    • Examine waste of food at home
    • Eliminate the clutter in your home
    • Clean out the garage
    • Sell, donate and get rid of everything in your storage unit.
  • This will help your FEPS (as shared by Mike Kim on Brand You)
    • Financial value
    • Emotional value
    • Physical value
    • Spiritual/Soul value
  • Evaluate and make sure what you value monetarily matches what you value personally.
Jun 16, 2015

Jody Maberry, former financial analyst turned park ranger, takes his experience of numbers and a love for the outdoors and makes it work. You can too.

  • His first day on the job as a Park Ranger sounds like a movie.
  • Park Rangers' work is not just about taking care of nature- it's about the people.
  • Relationships impact your life & finances more than you realize.
    • How you treat your customers, people matters
    • How you treat your staff impacts your bottom line.
    • Treat your staff like the personal relationships you need to develop and they will greatly impact the success of your organization.
  • A quality experience & a lesson of his 9 yr-old son working as a busker.
  • Jody worked as a financial analyst, how does that affects his daily finances.
    • The value of tracking and budgeting his books.
    • He's tracked every expense of his entire marriage.
    • The importance of knowing where the dollars are at.
  • With all his financial education, money mistakes still happen.
  • They were all out of debt and then went back into debt for an advanced degree.
  • All the hard work and discipline that it takes to get out of debt, protect that after you've achieved.
  • The hardest part of having a student loan is...
  • You don't have to be a spreadsheet expert to get out of debt.  You just have to have the discipline to work on it.
  • You direct where your dollars are going.
  • His experience volunteering with VIPs and meeting Dave Ramsey.
  • The comparison of Jody's voice and Casey Kasem. The thing that kept him from the podcasting opportunity; now makes him stand out.
  • Your background, your experience is what makes you unique and gives you a specific perspective to offer others.
  • Park Leaders, his first podcast that continues to offer business insight and leadership skills for others.
  • Creating Disney Magic, his other podcast with Lee Cockerell, discusses leadership qualities to others.
  • Podcast Washington Meetup has taught us both to continue on.
  • Connect with Jody at JodyMaberry.com.
Jun 12, 2015

Sure, you know that you should not be using the credit card to buy the big stuff.  We all know that.  But do you know how to save money, really?

Not spending is part of the deal, clearly.  But can you break down the big picture dreams into daily actions and saving that will work for you and your lifestyle?

The truth is: most of us have never even thought about it.

Here are 4 steps to help you save money for what you really want.

1. Set the goal.

  • The object.
  • The time line.
  • Create trade-offs.

2.  Break it down to tiny steps.

  • Open an additional savings account if necessary.
  • Label the account.
  • Check after the first check to make sure money is getting deposited.

3.  Set it up for auto transfers.

  • Deposit to the account.
  • Monthly, bi-monthly, weekly deposits.
  • Check each month.

4.  Leave it alone.

  • Here's the challenge:  The DISCIPLINE.
  • Make it yours.

And 5.  (the Bonus)

Enjoy every single minute of that big thing.  Because it's already paid for!

Jun 9, 2015

Kitty Hilton has been a representative of her company for nearly 20 years.  Her success has been an example to many and has a team of people working with her in 22 countries.

But how do you know if it's right for you?

We talk about all the ins and outs with this style of marketing, including:

  • Relationship marketing vs. franchising
  • "Not everyone will, but anyone can!"
  • There's no secret to success:  It's just about doing the work.
  • Major companies are using "Word-of-Mouth" marketing to reach the massive market.  Why not get paid for your own "Word-of-Mouth" campaigns?
  • How do you find the right company for YOU?
  • Not all companies are equal.  Make sure you ask questions.
  • Dig in.  Do the research.  Give your time for the right return on your investment both financially and your time.
  • Check out the pay-out plan of the organization.  Ask questions until you clearly understand the commission pay.
  • You can earn money through your retail sales, your wholesale sales, and the people you train to do the same thing.
  • Watch the founders/ leaders of the organization.  Their character matters to the company and to you.
  • Avoid the "smoke & mirrors" of companies popping up to start.
  • It's not about being the first signed up in the organization, it's possible to outperform your leader/trainer.
  • We all know people.  It only takes one person to start making that business.
  • The initial investment can be costly.  How can you calculate your income?  ROI always matters.
  •  An additional $1000 per month could change the financial status of most families today.
  • The money is good.  But the money has never been her motivator.
  • You don't have to be a hype-specialist to be successful.
  • You can contact Kitty at: sunkit7121@aol.com. 
Jun 5, 2015

After a powerful conversation with James Kinson of Cash Car Convert, Amy explains how her family has been a one-car family for the past year and how they found their family's second car.

 

Jun 2, 2015

James Kinston is the "Paul Revere of Auto Debt."  An award-winning podcast and site educates many on how to pay cash for a quality car.

The skill to "Buy a Beater:"  it's not just the used car lot down the street.

He's had how many cars?

People buy into the lie that you have to have a new car.  That's marketing from the auto companies.

The average car loan payment is $482/month.

If you take that one car payment and invest it over 40 years, you can be a millionaire.

How do you define a "Hoopty?"

The kind of car you can get for $3000 - $5000.

"When you get a raise, your lifestyle will rise with the increase."  Not true.

"You will always have a car payment."  Not true.

MJ DeMarco, Millionaire Fast Lane

Retirement savings is pitiful.

Be intentional with your money.

Take care of the things that are most important to you first.

People don't change their personality when they have money. If you someone is making late payments now, they will still make late payments when they have money."

Larry Winget, You're Broke Because You Want to Be

Dave Ramsey, Total Money Makeover

Thomas Stanley, The Millionaire Next Door

Tweet:  "Make the saving painless and the spending painful."

Buying vs. Leasing a Car  $475/ month to buy or $425/month to lease sound like a savings.  Is it really?

Connect with James

Cash Car Convert, the FB Group

@cashcarconvert

CashCarConvert.com

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