Info

Think Enriched

If you've always wanted a business and life, you love, Think Enriched will guide your path. Any ambitious woman can create her own financial security. Amy Robles coaches smart, ambitious women take steps to create enriching enterprises. Amy walks you through the 4 step RICH Framework. This helps your business become purposeful and profitable fast. This is the show for women's personal development, business strategies, and success. Create a business a life that allows you time for your family, faith, and your top priorities. Subscribe to Think Enriched today.
RSS Feed Subscribe in iTunes
Think Enriched
2017
September
June
May
April
March
February
January


2016
December
March
February
January


2015
December
November
October
September
August
July
June
May
April


Categories

All Episodes
Archives
Categories
Now displaying: October, 2015
Oct 27, 2015

Jim Collison, of The Average Guy Network, shares his insight on money mangement, working your strengths and how you can win no matter where you are in your financial situation!

We discuss:

  • How Jim & his wife, Sarah, learned about money while they were young & he was still in the military.
  •  How car payments forced them to pay for life on the card, which quickly added up to serious debt.
  • Feeling guilty about debt?  It seems like the easiest answer is to spend more money.
  • Larry Burkett's book, The Complete Financial Guide for Young Couples, changed his entire financial perspective. 
  • "How we spend our money is outward indicator of an inward spiritual condition."  Larry Burkett
  • The budget can get blown out of proportion, but you fix it and move forward.
  • In 18 months they were completely debt free.
  • How he found confidence & hope to fix his finances that directed his family to live on an established budget for 15+ years.
  • How Jim stopped doing the budget 8 years ago, and put it on autopilot with his transactions & savings.
  • "I think budgeting and planning, super duper important."
  • Set up your spending categories, understand the percentages of where to spend your money.
  • Do an inventory to track your spending. Don't feel guilty about it.  Don't try to change anything & group them into expenses. 
  • "You should always be saving."
  • Your well-being goes up when you give things away, according to a Gallup study.
  • "Budget your hours like you budget your money."
  • "Most people overestimate what they can do in a month and underestimate what they can do in a year.  So give yourself a year to try it."
  • Measure, engage, & move forward on the budget.
  • Gallup Strengths Finder 2.0
  • "Having a plan is better than no plan."
  • Money equals options.
  • We discuss my strengths to look at how Strength Finders is helping me.
  • Themes x Investments = Strengths
  • Try to discover your Super Power.
  •  We all understand that: 1+1= Way More than 2
  • Jim shares his highest & lowest strengths and how he works with that.
  • Take the Strength Finders as a team, as a family, in relationships to build your best strengths.
  • When using your strengths:  Name it.  Claim it.  And Aim it.
  • What the difference is between a bank & a credit union for the regular consumer.
  • What is he proudest of while working with Gallup?  How High school students have an opportunity to do an internship at Gallup Credit Union.
  • Girls are dropping out of tech programs in junior high.  What can we do to keep them involved in the STEM program through the junior high/high school years?
  • "Don't panic and plan."
  • You have 2 of the most expensive months coming up:  Do damage control.
  • Keep the categories broad and very simple.
  • How expensive is Thanksgiving?  How expensive is Christmas?  Keep track of teh receipts and keep track. 

Resources mentioned:

You've heard of the Think Enriched Crew, but are you in yet?

You can win 1 of 3 copies to be given away of Gallup Strengths Finder 2.0.

  1. Give the show a RATING & REVIEW.
  2. That's it!  You are now entered to win 1 of 3 copies being given away (just in time for the holidays.)

Don't forget to join me & Steve Stewart on BLAB next week:

BLAB Session: November 4, 7pm, Pacific

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

Oct 23, 2015

While in your journey to fix the finances, you've got to examine what are the desires of your wants.  We all want...something. 

But can that want be just too, too much?  

This is a question is only you can answer.  Consider:

  • Greed is about wanting more.  It is selfish & excessive.
  • Desire is wanting more of something.
  • Finding out the motivation and the purpose of this desire is what will keep you focused on your path.

You've heard of the Think Enriched Crew, but are you in yet?

You can win a $50 Amazon gift card!

  1. Take the survey.
  2. Give the show a RATING & REVIEW.
  3. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username.
  4. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)

Don't forget to join me & Steve Stewart on BLAB this week:

BLAB Session: October 21st, 7pm

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

Oct 20, 2015

Cesar Abeid joins Think Enriched today to share his insight on how you can use project management skills to maximize your family finances.  

Cesar also shares how you can get his new audio book, Project Management for You, for free!

We discuss:

  • How one decides to become a project manager.
  • Project management for families?  Think of a family wedding.
  • Consider your stakeholders:  Who has a dog in the fight?
  • A project has a definite beginning, a definite end, and creates a unique result.
  • By creating a project, you can see the outcome, the risks, the budgets, and the big picture to make it work.
  • You decide the project.  Then you apply the principles of project management.
    • Step 1:  Composing.  Define the project.  Make it as detailed as you can to see the finished project.  Answer the question:  What do we want to do?
    • Step 2:  Decomposing.  Take the requirements of the project.  Break it down to manageable chunks.  Don't create actions, create things.  Make lists of nouns, not verbs. Use a mind map, or a sticky note.  Make it visual.
  • To motivate your partner/spouse, you'll have champions and those against the project.  
  • "90% of the work of project management is communication."
  • Help others realize that you are on the same team. Present the problem in the language that they will understand.  Don't talk budget.  Talk results:  the vacation.  Or the car you can buy.
  • His book, Project Management for You, for the person trying to take on a major task: write a book, start a business.  Someone creating a new product, setting up a new website, creating a more in-depth project.
  • Even as professional project manager, Cesar admits that he still struggles with organization and how this process has helped him personally & professionally.
  • "This something we can learn. We can also not be limited by the fear of starting something new. But our limitations should the ideas we have, and how many ideas we can have and handle, and not the fear of uncertainty.  There is a system you can use to methodically, systematically turn those ideas into reality."
  • When you break down the project into smaller chunks and you can create the budgets.  You can predict the time investment of a project, and the financial investment of the project.  

Resources mentioned in this episode:

You've heard of the Think Enriched Crew, but are you in yet?

You can win a $50 Amazon gift card!

  1. Take the survey.
  2. Give the show a RATING & REVIEW.
  3. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username.
  4. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)

Don't forget to join me & Steve Stewart on BLAB this week:

BLAB Session: October 21st, 7pm

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

Oct 16, 2015

Today we are talking about the power you have as a shopper.  I want to share with you a comparison of prices from just one shopping trip & how small decisions add up to an average of 89% savings!

October 11-17, 2015 is National Bulk Foods Week 2015

You've heard of the Think Enriched Crew, but are you in yet?

1.  Save money

  • This study, by Portland State University, shows that consumers can save 89% purchasing bulk foods.
  • Just this week I purchased my spices in the bulk food section rather than the main aisle, and you won't believe how much I saved!

2.  Help the environment

  • By buying bulk foods, you are cutting down on packaging waste.
  • As a consumer, buying just the amount you need saves on food waste.

3.  Have fresher ingredients.

  • With bulk foods you are able to smell, see & inspect ingredients to ensure freshness.
  • Buying only what you need allows you to have the freshest, most flavorable recipes.

You can win a $50 Amazon gift card!

  1. Take the survey.
  2. Give the show a RATING & REVIEW.
  3. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username.
  4. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)

 Resources mentioned on today's episode:

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

Oct 13, 2015

Have you joined the Think Enriched Crew?  

 

We are nearly to episode 50!  There are some exciting things happening & we'd like you to be part of the conversation.  Send me an email, a tweet, a message with your specific questions for that episode!

What is a money mindset?  

  • Mindset as defined by dictionary.com.
  • "Change is always an inside job."

How do you create or improve your money mindset?

  • Do this quick exercise to find out what your money mindset is.
  • Share your answer to this exercise using #moneymindset 
  • Three steps to adjust your Money Mindset
    1. Step back & decide. (24 hour timeline.)  Establish what you want from life.  Set your plan.  Determine your money mindset.
    2. Evaluate & discuss. (Next 24 hours.)  Look at your mindset paper again.  Decide what needs to change in your life to make that possible. Discuss this mindset & plan with your sweetheart or accountability buddy to evaluate, make adjustments, and put these steps in order.
    3. Write it.  See it. Live it.  Put the phrase, "Money Mindset," in a noticeable place to remind you of your money mindset. Continue to ask yourself "How does this fit in with my Money Mindset?" Be sure to share your insight & perspective with us using #MoneyMindset.

You've heard of the Think Enriched Crew, but are you in yet?

You can win a $50 Amazon gift card!

  1. Take the survey.
  2. Give the show a RATING & REVIEW.
  3. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username.
  4. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)

 Resources mentioned on today's episode:

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

Oct 9, 2015

Minimalism. Is it for You? 

  • Minimalism:   a style or technique (as in music, literature, or design) that is characterized by extreme spareness and simplicity
  • You don't have to be a minimalist to make the most of your financial situation.
  • You do have to 
    • Be a smart consumer.  
    • Be a disciplined saver.
    • Be a wise decision maker.

 

  • Let's TALK!  
  • Join us on Blab- October 21st, 7pm
  • Topic:  How to NOT Overspend this Holiday Season

You've heard of the Think Enriched Crew, but are you in yet?

You can win a $50 Amazon gift card!

  1. Take the survey.
  2. Give the show a RATING & REVIEW.
  3. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username.
  4. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)

 Resources mentioned on today's episode:

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

Oct 6, 2015

Heather Shue, of Simply Save Minnesota. shares her story of how she has learned the live teh good life at a cheaper price.

Don't forget to Rate & Review the show. You can win $50 to Amazon!

We discuss:

  • How she got started.  Just a year ago she was in an entirely different situation.
  • How she spent too much in Afghanistan while serving for her country, and what that taught her.
  • The moment she realized that if the government were to shut down, what that would do to her.  
  • How young kids, freshly new in the military, gives  full-time salary to 19 year-olds and they don't know what to do with it.
  • If kids are not learning money management at home, where are they learning it?
  • "Don't fall prey to 'Rental Car Lust.'" That new car feeling when you rent a car is seductive.  Don't fall for it.
  • Heather re-focused her goals for 2015.  Wait until you hear what she did with those!
  • She has put her retirement payment above holiday spending to complete the goal.
  • The holiday season is not a SURPRISE.  They happen every year!
  • How she is finding the balance of paying off aggressively her car payments and not dipping into the savings to survive.
  • She shares to inspire others that you can break the cycle of living paycheck-to-paycheck!
  • Heather has started practicing minimalism, but she says, "Minimalism is HARD."
  • "Life can be short.  I focus on the things I love and enjoy."
  • "It just feels good to just eliminate stuff."
  • Experiences matter more to Heather than cleaning, one reason minimalism has been part of her transition.
  • Eliminating the clothes has been a process for her. It's one piece at a time that will be leaving.
  • How she has evolved as a person working through these goals.  

You've heard of the Think Enriched Crew, but are you in yet?

You can win a $50 Amazon gift card!

  1. Take the survey.
  2. Give the show a RATING & REVIEW.
  3. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username.
  4. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)

 Resources mentioned on today's episode:

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

Oct 2, 2015

 Erin Chase, of 5 Dollar Dinners, shares her best money-saving tips for the one of the biggest challenges for all of us: getting dinner on the table. 

In this episode we cover:

  •  How to hack ingredients and make meal planning work for you
  • "Necessity the is the mother of innovation," How this all came to be.
  • A general doesn't send his troops to battle without a plan- think of grocery shopping that way & take on the challenge.
  • Using the strategies of: having a meal plan, a specific shopping list and coupons she cut her grocery bill (for a family of 4) from $500 to $250!
  • What you need to know about coupons:  they are nothing but a marketing tool
  • The key is to use them strategically (Erin's motivation):  "A dollar off coupon is a dollar you're keeping in your pocket; when you use them strategically at the right time."
  • Just starting out on the coupons?  Set a realistic goal for yourself:  $10 a week using coupons can add up to some real savings.
  • How to watch the sales and get the deep discounts on groceries.
  • The couponer's high: how you can make the coupons work for you
  • The problem with that Extreme couponing show
  • Her 20 Meals for $150 at Costco tried to break the Internet
  • When she knew that this was an actual business model
  • "There's definitely no such thing as small change." Physical change like from the grocery store AND habit change.  
  • How she works on this business, but still makes sure that her family comes first.
  • They say "You can't have it all," how Erin's been able to make all of this work for her.
  • How she achieves all the business elements with her team, and how she has moved from a one-person operation to an entire team working for her.
  • How she avoids burnout in the business.  
  • How she has eliminated the mindless scrolling on social media.
  • How project management has helped her maximize her time.

You've heard of the Think Enriched Crew, but are you in yet?

You can win a $50 Amazon gift card!

  1. Take the survey.
  2. Give the show a RATING & REVIEW.
  3. Email me amy@thinkenriched.com.  In the subject line, simply put DONE + your iTunes Username.
  4. That's it!  You are now entered to win $50 gift card to Amazon (just in time for the holidays.)

 Resources mentioned on today's episode:

Subscribe in iTunes.  Or Stitcher Radio.

Rate & Review the show.

Have a question.  Send me an email:  amy@thinkenriched.com.

1